LexisNexis

LexisNexis Telematics Privacy Statement

This privacy statement describes how LexisNexis Risk Solutions Inc. ("LexisNexis") and the insurance carrier whose branding appears on the website and application that posts a link to this privacy statement ("Insurer") will use the information gathered from you for the LexisNexis Telematics program offered through the Insurer. This privacy statement supplements and incorporates by reference the LexisNexis Privacy Policy available at http://privacypolicy.lexisnexis.com. This privacy statement is not intended to limit any data usage provisions that you agree to with the Insurer.

Data Collected

If you are a customer or individual participating in an evaluation of the LexisNexis Telematics program on behalf of the Insurer, LexisNexis collects from the Insurer the following information about the policyholder, covered vehicle and any named driver:

•    Contact details, including name, email address and mobile phone number;
•    Driver's license information, including date of birth;
•    Vehicle information, including Vehicle Identification Number (VIN), make, model, and model year; and
•    Insurance policy information, including policy number, insurance and policy type, and policy relationship (e.g., primary named insured, listed driver).

If you register online for the LexisNexis Telematics program offered through the Insurer, LexisNexis collects directly from you:

•    Contact details, including name, email address and mobile phone number;
•    Driver's license information, including date of birth;
•    Password;
•    Leaderboard profile information, including your alias name and image (if applicable); and
•    Insurance policy number with the Insured (if applicable).

The LexisNexis Telematics mobile application collects data about how the covered vehicle is being operated, including:

•    Trip information, such as trip start and end date and time;
•    Distance traveled;
•    Speed, acceleration, deceleration and braking data;
•    Road surface information;
•    Location and directional information; and
•    Mobile device usage information, such whether the hands-free feature was used or texts were sent during a trip.

If a LexisNexis Telematics OBD-II device is installed in the covered vehicle, the device will collect and transmit to the mobile application:

•    Whether the vehicle is on or off; and
•    Whether the device is plugged into the OBD-II port or unplugged.

All of the above information is collectively referred to herein as "your Telematics Data."

Use of Your Data

Your Telematics Data will be used to provide and support the LexisNexis Telematics program. The Insurer will use your Telematics Data for purposes of insurance administration, including for policy quotes, approvals, renewals, pricing, analysis and fraud or crime prevention. LexisNexis will use your Telematics Data to evaluate, customize and improve the LexisNexis Telematics program; notify you about changes or updates; and respond to your requests, inquiries and concerns. LexisNexis and the Insurer may also use your Telematics Data for statistical and research analysis; to improve or develop other products, services and benefits; to comply with legal obligations, resolve disputes and enforce agreements; and in other ways to which you have expressly consented.  

Disclosure of Your Data

Your Telematics Data will be shared with affiliates, suppliers and service providers to provide technology, customer service, research, marketing, communications and other support for the LexisNexis Telematics program.

Information about your driving habits derived from the Telematics Data will be visible to all drivers on your insurance policy who are enrolled in the LexisNexis Telematics program and may be disclosed to the parents or guardians of those drivers who are minors. If you created a leaderboard profile, your profile information will be publicly displayed to other registered users of the LexisNexis Telematics program offered by the Insurer so please do not provide personal information or images that you would not want to be public.

Your Telematics Data may also be shared with potential insurers and with third parties for purposes other than as described in this privacy statement with your consent.

We also may need to disclose your Telematics Data:

•    to respond to or comply with any law, regulation, subpoena, court order or other legal obligation;
•    to enforce and protect our rights and properties;
•    to detect, investigate and help prevent security threats, fraud or other malicious activity;
•    to protect the rights, property or safety of our users, employees or others; and
•    if LexisNexis, the Insurer, the LexisNexis Telematics program or a related asset or line of business is acquired by, transferred to or merged with another company.

Security

LexisNexis uses a variety of administrative, physical and technical security measures, including encryption and secure deletion technologies, intended to safeguard your Telematics Data.

Changes

We may change this privacy statement from time to time. Any changes will be posted on this page with an updated revision date.

Contact

If you have any questions, comments or requests regarding this privacy statement or the processing of your Telematics Data, please contact:

Privacy Information Manager 
LexisNexis 
P.O. Box 933 
Dayton, Ohio 45401 
USA 
Telephone (US toll free): 1-800-831-2578 
Email: privacy.information.mgr@lexisnexis.com
Last updated: August 10, 2016